Due Diligence

National CD Rateline Inc. is a privately held S-Corporation incorporated under the laws of New York State in 1997. The Company conducts a Rate Service which lists carefully researched statistics and up-to the-minute rate updates so that subscribers can deal directly with financial institutions regarding federally insured CDs (up to $250,000.00 per account) in the National Market.

"National CD Rateline Inc. has been profitable since 1999 and continues to show significant spurts of growth today and in plans for the future. The Company's management makes this growth possible through innovative marketing campaigns, sales presentations, participation in financial conventions and guest-speaking engagements. We consider National CD Rateline Inc. to be one of our finest accounts." Steven Albanese, Certified Public Accountant

Our Customer Service Staff at National CD Rateline Inc. calls the Company's clients on a quarterly basis, addresses any questions and asks for suggestions to improve the Service. Follow-ups are then made on these suggestions and most are incorporated into the Service.

National CD Rateline Inc.'s customer base is completely confidential.  No lists are ever sold by the Company. These facts are written into the customer’s Subscription Agreement.

National CD Rateline Inc.'s Security and Backup Policy:

• Servers reside beside a firewall.
• Virus- protection software is updated continually with the most current virus definitions.
• Servers are co-located in New York City. The building has generator backup and 24-hour maintenance should emergency repairs be needed.
• Server hard drives are configured for RAID5 for data integrity.
• Tape backup is scheduled nightly.
• Servers are mirrored to locations in New York City, Vermont and our location in Long Island NY.
• Bandwidth: we have 10M bps.
• All customer portfolio data can be exported to a local PC in an excel format.
• Web pages pertaining to a portfolio are secure certificates issued by Equifax Secure Certificate Authority.
• Email is scanned for incoming and outgoing viruses by Norton Anti Virus.

Over 50,000 calls are made per month by National CD Rateline Inc.'s personnel to banks, savings & loans, credit unions and other institutions.  Every bank in the country is contacted.