For decades National CD Rateline has always kept its eye on the
ball. We continue to devote high-end services, quality time, a mind open to
flexible working arrangements, and over 100 combined years of trading experience
to the ongoing improvement of funding and investment Jumbo CD transactions in
the national marketplace. Our exponentially growing roster of community and
regional banking and credit union peers have come to regard themselves as among
the most important business people in the country. Because to us, they are.
We constantly strive to outdo ourselves, delivering out-of-the-box financial
concepts in creating and investing wealth to help you achieve a fiscal position
beyond your expectations.
Over the years our team of professionals has worked with thousands of
institutional buyers and sellers nationwide who utilize our services to directly
place investments or attract deposits. We offer among the highest return of excess
liquidity and the lowest total cost to attract non-brokered core deposits with
daily settlements.
If one aspect of our service stands above all others… and it does… it is
the way in which we have turned the advances in electronic technology to our
advantage. And to the great benefit of our clients.
It is an open secret that the streamlined ease of our internet buy/sell
transactions are among the fastest, most compatible, most flexible, most user-friendly,
and least dictatorial in the business. Indeed, the inventive simplicity of our
client learning curve is the envy of the industry.
Time is money. In the funding and investing marketplace, as in no other sector of
today’s economy, timing is crucial to the rate at which your business fortunes appreciate.
At any given moment of every day, the future of your investment portfolio is on the line.
That’s why it’s imperative… whether as a bank, credit union, or savings and loan association…
that you have instantaneous online access to the real-time buying and selling of the most
qualified traders active in the market. Your ability to attract deposits or invest excess
liquidity can depend on making split-second decisions based solely on your fiscal instincts
and having at hand the high-quality, accurate information that informs and enables them.
At National CD Rateline, we guage our success on our ability to help clients capitalize on
this phenomenon, by making time your partner in putting your money to work for you.
Thanks to the ever-evolving technological innovations offered by National CD Rateline, our
subscribers are granted insider access to an elite forum of institutional buyers and sellers.
Always a click away, they make it possible for you to scan the current national market and
obtain Jumbo CD rates most advantageous to your situation.
We lay everything on the line. No time-consuming downloads. No third-party transactions or
per-transaction fees. No cap on investments or the funding you attract. One click trading
with our e-CD program. Contact telephone numbers and wiring instructions are yours at the
touch of a key. Our single cost-effective subscription rate covers everything.
These days, your portfolio simply can’t afford the time-consuming luxuries of the past.
In their place National CD Rateline offers you a wealth of instantaneous information and
contacts, working in synergy to maximize your interests.
Our experience has been that clients appreciate the appreciation.
Word From Our President
Over my more than two decades of trading professionally in the national marketplace,
I became convinced that what our industry needed if we were to remain a viable factor
in the financial mix was a more efficient and economical way to buy and sell Jumbo CDs.
In 1999, teaming up with a handpicked coterie of expert consultants in Internet
technologies, as well as several of the industry’s top computer programmers, I set out
to develop an innovative Jumbo CD methodology.
National CD Rateline is the successful result of our efforts. We are an online
advertising service that enables buyers and sellers to deal directly with one another.
There are no time- and money-consuming intermediaries. Our clients do not pay a commission
or per-transaction fee. Each trade is a direct deposit and relationship between buyer and seller.
Financial institution regulators typically frown upon third party broker transactions (hot money)
because of their high cost and volatility. Typically, they leave you with little control of your
deposits upon maturity. National CD Rateline prevents any such third party control of deposits.
Our system delivers direct access to a captive audience trading daily in the national markets.
Depositories set and update their rates directly on the system. Investors deal directly with
institutions from the initial investment through maturity and rollover. At any given moment, all
the information you need to evaluate each financial institution is at your fingertips on the National
CD Rateline system.
We are running a business just like you are. I understand the uniquely instantaneous nature of your
challenges. And like you I want to deliver a product that produces results in this pressure-packed
environment. No easier system is available today to provide the time sensitive data you need more
quickly or accurately. National CD Rateline is the preeminently smart choice for those seeking to
save time and money in today’s marketplace.
I look forward to working with you to prove that time… well spent… indeed is money.
Sincerely,
Brian M. Amundsen
President
Like many successful corporate organization's today, a rock solid cornerstone
on which we have built National CD Rateline is the enlightened value we place
on giving back to the community, the country, the causes that touched those near
and dear to us.
We are glad to be able to help nationally and regionally recognized non-profit
organizations dedicated to those in need. And we do so on a regular basis.
We give back because it reaffirms our sense of what we stand for, who we are.
Our pride of accomplishment is tempered with the recognition that we owe much of
our success to the basic tenets on which America was founded: generosity of spirit
and a helping hand. This conviction guides us in contributing time and financial
assistance to a spectrum of major worthy endeavors such as these:
- Easter Seals
- The Christopher Reeves Foundation
- The United Spinal Association
- The Eastern Wheelchair Athletes Foundation
- Breast Cancer Foundations
- College Scholarship Funding
- Parkinson’s Disease Foundations
- Autism Foundations
As long we continue to prosper, we intend to see that groups like these and those they represent
continue to grow and flourish apace.
National CD Rateline Inc. is a privately held S-Corporation incorporated
under the laws of New York State in 1997. The Company conducts a Rate Service which lists
carefully researched statistics and up-to the-minute rate updates so that subscribers can
deal directly with financial institutions regarding federally insured CDs (up to
$250,000.00 per account) in the National Market.
"National CD Rateline Inc. has been profitable since 1999 and continues to show significant
spurts of growth today and in plans for the future. The Company's management makes this growth
possible through innovative marketing campaigns, sales presentations, participation in financial
conventions and guest-speaking engagements. We consider National CD Rateline Inc. to be one of
our finest accounts." Steven Albanese, Certified Public Accountant.
Our Customer Service Staff at National CD Rateline Inc. calls the Company's clients on a quarterly
basis, addresses any questions and asks for suggestions to improve the Service. Follow-ups are then
made on these suggestions and most are incorporated into the Service.
National CD Rateline Inc.'s customer base is completely confidential. No lists are ever sold by the
Company. These facts are written into the customer’s Subscription Agreement.
National CD Rateline Inc.'s Security and Backup Policy:
- Servers reside beside a firewall.
- Virus-protection software is updated continually with the most current virus definitions.
- Servers are co-located in New York City. The building has generator backup and 24-hour maintenance should emergency repairs be needed.
- Server hard drives are configured for RAID5 for data integrity.
- Tape backup is scheduled nightly.
- Servers are mirrored to locations in New York City, Vermont and our location in Long Island NY.
- Bandwidth: we have 10M bps.
- All customer portfolio data can be exported to a local PC in an excel format.
- Web pages pertaining to a portfolio are secure certificates issued by Equifax Secure Certificate Authority.
- Email is scanned for incoming and outgoing viruses by Norton Anti Virus.
Over 50,000 calls are made per month by National CD Rateline Inc.'s personnel to banks, savings & loans, credit unions
and other institutions. Every bank in the country is contacted.