Rate Department
“… on a daily basis, we comb the country for the most competitive and high-yielding interest rates…”
With so many Jumbo CD rates on offer across the country, from up-and-coming rural farmland banks to the firmly implanted major metro
market institutions, a fair question might be, “How does National CD Rateline discover and track the cream-of-the-crop opportunities
that come to market?” The answer is our Rate Service Department, a team of long-experienced experts who have devoted their business
careers to participating in, analyzing, critiquing, and evaluating the Jumbo CD marketplace.
On a daily basis, we comb the country for the most competitive and high-yielding interest rates. We continually contact our clients
and potential subscribers with our selections, updating both their rates and the information they provide in soliciting deposits. In
every case, our contacts for such information are the decision makers, those who actually have the ability to negotiate, not merely
quote rates.
On a regular basis we e-mail and fax clients with reminders to update their rates, as well alerting them to new and often exclusive
offerings. Most importantly, we spend countless hours on the bread and butter task of following up every lead on possible new investment
opportunities in banks large and small around the country. Because you never know.
National CD Rateline doesn’t just scour the country for the best interest rates available at any given moment in time, post them, then
sit back and wait for clients to start clicking in. That’s not how we’ve built the reputation we enjoy, thousands of clicks a day, with
some of the most active trading institutions in the online Jumbo CD financial market. There’s a long back-story behind every online negotiation.
It starts when our Funds Management people team up with depository institution clients to consider the multiple factors that come into play
when posting their interest rates. We partner with them to review market trends and assess the current market, gaining the professional insight
to place their interest rates at a competitive level which will attract the desired volume of deposits within a given time frame.
And if you’re at your limit with the Fed, our team has a wealth of experience in suggesting appropriate strategies to help you achieve the
necessary deposits. Our deposits are non-brokered and require no collateral, which can become an important factor in helping you ladder your
portfolio to avoid risky concentrations. And of course, all of these factors and many more become crucial as we help our clients develop the
kind of airtight contingency liquidity plans the FDIC requires.
National CD Rateline didn’t become the success we are by isolating ourselves in some electronic version of an ivory tower. Far from it. Each
week we are in direct contact with bankers discussing the market, offering insight, discussing your needs and offering real solutions.
In other words we do all we can to keep our company present and accounted for in the national financial marketplace. We schedule meetings with
potential clients to present our products and talk on a regular basis to discuss recent developments with many clients who value our input, as
we value theirs.
We pride ourselves on being knowledgable and up to the moment on all aspects of the multiple services we provide, We reinforce this familiarity
by attending major finance-related trade shows valuing the chance they offer to rub shoulders with the real world of today and what’s on the
drawing board for tomorrow.
When it comes to client relations, National CD Rateline is very hands on. We contact our clients quarterly to ensure the highest quality service.
We’re not shy about asking clients for their suggestions for improving service, and encourage them, both during these quarterly get-togethers
and at all times, to be equally forthcoming.
Every client is a special case as far as we are concerned. And we pride ourselves on having the technological know-how and flexibility to accommodate
individual requests for what amounts, nine times out of ten, to custom-made service plans. All for the same basic subsription fee, of course,
with no hidden cost for "extras".
Each client is important to us. The proof of that is the very considerable time and effort we expend striving to make each client feel that they are
the most important part of our business.
The Accounting Department of National CD Rateline has packaged the nation’s most technologically advanced online Jumbo CD management system, It is also
the simplest, most flexible, and most time saving. Among its many features are a detailed Search Filtering capability, a Financial Calculator, a
comprehensive and daily-updated Rate Average Graph, and free Technological Support.
Rate Robot, along with Total Portfolio Tracking is our innovation designed to maximize your portfolio’s potential. It offers clients the luxury of
keeping tabs on their entire portfolio at a moment’s notice. A Maturity Graph of your holdings for the next 60 months is just a click away, as are
your own Accrual Report and a Bank Transactions Directory complete with your key contacts, their numbers, and certificate information. A twice weekly
e-mail features our latest Top Ten Rates list.
However you ask us to customize them, you’ll find our Accounting Packages are always right on the money.
Sometimes it’s the little things, like changing the format of your Accrual Report or who to contact in the Accounting Department. Sometimes it’s
something more complicated, like finding a new Deposit Source for funds not available in your area. Or getting help putting together your Contingency
Liquidity Plan as required by the FDIC.
Whatever your problem, National CD Rateline’s Technical Support/Technology Solution Department can come up with the right answer. As is almost always
the case, changes we make to accommodate one client inevitably lead to an enhancement for the entire website. Just request an added feature or service
not currently available, and if it’s at all feasible it’s yours. At no extra fee. The same goes for correcting or changing a report. Altering a listing.
Or changing the timeline on your Maturity Report.
For more wide ranging challenges you may be facing, we have spot-on solutions… and the technology to make them available to you with a click or two. We
have programs for finding *high-yield Deposit Sources that are not coming to market in your local area. Reducing Broker Deposits. Complete Accounting
Packages. Maintaining control of Investments. Developing a Contingency Liquidity Plan. Taking full advantage of Nationwide Networking.
And if you can’t find a solution that fits your problem, just ask for it. That’s how we built our reputation.
*Should be at "low cost"
Though National CD Rateline boasts the country’s most innovative online Jumbo CD rate service, it also has the distinction of being the most direct and
user-friendly. In its simplicity and flexibility, it has been designed to be completely accommodating. But as with anything new and ahead of its time,
we want to make sure our new clients feel entirely at home. That is why we welcome them to enjoy the expertise of our New Client Services Department.
Our team is available to acquaint new clients with all the advantages and opportunities of subscribing to National CD Rateline. Think of it as a guided
tour through the services of the country’s most advanced website. Starting with the default information that must be keyed in to enter into negotiations,
you’ll learn how much easier and more rewarding it can be to attract new high-yield deposits and make sound, savvy investments without the distracting and
profit-draining third party involvement of brokers and their fees.
Of course many of you will feel an instant rapport with National CD Rateline. But for those looking for a warm introduction, we urge you to visit New
Client Services.